Same-Day Appointments | Family-Owned | Personal Attention
Protect Yourself Behind the Wheel
The diligent team at The Michael Davis Insurance Agency will help you find the perfect car insurance policy to suit your needs and budget. If you’re ever in a car accident, auto insurance is a must.
Reasons why you need to have automotive insurance:
- By law, auto insurance is required to operate your vehicle.
- If you’re found legally responsible for physical damage or bodily injury sustained to you or others in an accident, auto insurance can save you from financial ruin.
- It pays for your auto repairs / reimburses from a collision. It also protects your investment.
Rely on our professionals to find you the most competitive price that makes the most sense for your vehicle and other drivers in your household. Not only are you protecting your vehicle, but also providing financial and personal security for your family when you buy automotive insurance.
We work with over a dozen carriers, such as: Travelers, Badger Mutual, Progressive and Acuity to get you the best policy for your vehicle. Contact us to get started. Same-day and next-day appointments are available.
Auto Insurance Coverage Includes
- Auto Medical Payments
Help you pay for injuries sustained by you and your passenger in an accident, regardless of fault.
- Auto Liability
Any property damage or bodily injury due to an accident is covered.
Comprehensive insurance (also known as “other than collision” in some states) covers damage to your car caused by events that are out of your control. It covers things like theft, vandalism, glass and windshield damage, fire, accidents with animals, weather/acts of nature, etc. Simply put, Comprehensive Insurance covers “events out of your control.”
In the case of an accident, covers damage to your vehicle.
- Towing and Labor
Vehicle towing costs will be reimbursed.
- Rental Reimbursement
Cost of renting a vehicle while the damaged vehicle is being repaired is reimbursed.
- Full Vehicle Replacement
You’ve heard the hype about New Car Replacement Coverage. Do you need it and is it worth the added expense? Talk to us, we can help you figure that out!
- Manufactured Parts
If you’re in an accident, do you want the garage to use Original Manufacture’s specific replacement parts (OEM) for your vehicle, or Mass Produced, one-size-fits-all replacement parts? In many cases the mass produced part will work just fine for a much lower cost, but in some cases the OEM part will work better. Most policies do not cover OEM parts. If you and your repair shop feel you need the OEM part, you will end up paying the difference between the OEM cost and the generic cost. Talk to us about OEM coverage and if it’s right for you.