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Choose a Quality Renters Insurance Policy
If you rent an apartment, condo or any other dwelling, you’ll want renters insurance to protect your belongings in the event of a theft, fire or any other catastrophe. Don’t wait until it’s too late! Speak to an agent at The Michael Davis Insurance Agency and get a renters insurance policy that fits your needs.
The fact that it’s not mandatory by the state makes it one of the most under-utilized insurance products. Renters insurance provides coverage for property damage, theft and loss, as well as coverage for temporary housing and various types of lawsuits and claims made against you.
Renters Insurance Coverage Includes
- Additional Living Expenses
Renters insurance covers your hotel bills and other cost of living expenses when your apartment or rental unit becomes uninhabitable due to a covered hazard.
- Liability Coverage
Renters insurance protects you against lawsuits for property damage or bodily injury caused by you, your family, or pets. It also includes no-fault medical in case a visitor is injured in your home.
- Personal Property
Renters insurance protects your personal belongings in case of an unfortunate event. Your possessions can include bed linens, kitchen utensils, appliances, electronics, clothing, and furniture. It is based on replacement cost basis.
Protect What You Own
Your landlord’s insurance will only cover the building itself, not what you own inside of it. A solid renters insurance policy will get you back on your feet as soon as possible. Contact our family-owned agency right away to find the right policy for you.