Additional Liability Coverage

You have liability coverage on your Auto Policy, you have liability coverage on your Home or Renter’s Policy; why do you need to insure your Umbrella?

Umbrella Insurance does not insure Umbrellas! Umbrella Insurance pays for liability coverage on your underlying policies once you have exhausted those coverages.

If you are found at fault and subsequently sued for an accident involving your vehicle or at your home, your Liability Coverage will pay for damages and legal fees up to the limits (amounts) on your policy. The questions you need to ask yourself are: What are my limits of liability and what if the legal fees and judgments exceed my current coverage?

We can help you answer these questions and help you determine whether or not an umbrella policy is right for you. Often times we can recommend different options that are not too expensive and can provide you peace of mind.

Your Local Insurance Policy Specialists

The Michael Davis Insurance Agency is a locally owned independent agency found at 204 W Main St in Hortonville, WI. Our office is open Monday through Friday. Same-day and next-day appointments are always available.